Home / UK take-home pay / £18,000
£18,000 after tax in the UK (2026/27)
On a £18,000 salary you take homeOn £18,000 you take home
£1,373.30a month
YearYear
£16,479.60
WeekWeek
£316.92
DayDay
£63.38
Hour (37.5 h week)Hour (37.5 h)
£8.45
Take-home 91.6%Income tax £1,086.00 (6.0%)Tax £1,086.00National Insurance £434.40 (2.4%)NI £434.40
In plain words
On a salary of £18,000 in England, Wales or Northern Ireland, the first £12,570 is tax-free. You pay 20% income tax on the next £5,430, which is £1,086.00, and 8% National Insurance on the same amount, which is £434.40. That leaves £16,479.60 a year. Out of every extra £1 you earn, you keep 72p.
The full picture
£18,000 payslip
| £18,000 payslip | Year | Month | Week | Day |
|---|---|---|---|---|
| Gross pay | £18,000.00 | £1,500.00 | £346.15 | £69.23 |
| Tax-free allowance | £12,570.00 | £1,047.50 | £241.73 | £48.35 |
| Income tax | −£1,086.00 | −£90.50 | −£20.88 | −£4.18 |
| National Insurance | −£434.40 | −£36.20 | −£8.35 | −£1.67 |
| Take-home pay | £16,479.60 | £1,373.30 | £316.92 | £63.38 |
Day = yearly ÷ 260 working days. Tax code 1257L, no pension or student loan.
Effective rate
8.4%
Next £1 you earnNext £1
28p
Your employer paysEmployer pays
£19,950
To the 40% bandTo 40% band
£32,270
Compare nearby salaries
| Salary | Take-home a year | Take-home a montha month |
|---|---|---|
| £18,000 | £16,479.60 | £1,373.30 |
| £20,000 | £17,919.60 | £1,493.30 |
| £22,000 | £19,359.60 | £1,613.30 |
| £24,000 | £20,799.60 | £1,733.30 |
| £25,000 | £21,519.60 | £1,793.30 |
A £5,000 rise from £18,000 adds £3,600 a year (£300 a month) to your take-home pay.
Questions about £18,000
How much tax do I pay on £18,000?
£1,086.00 income tax and £434.40 National Insurance in 2026/27, £1,520.40 in total.
What is £18,000 a year per hour?
£9.23 an hour before tax and £8.45 after tax, on a 37.5 hour week.
Is it different in Scotland?
Yes. Scotland has its own income tax bands. Use the calculator and choose Scotland to see your figure.
Sources: GOV.UK income tax rates · GOV.UK National Insurance rates · Tax code 1257L, no pension or student loan.