Home / UK take-home pay / £42,000
£42,000 after tax in the UK (2026/27)
On a £42,000 salary you take homeOn £42,000 you take home
£2,813.30a month
YearYear
£33,759.60
WeekWeek
£649.22
DayDay
£129.84
Hour (37.5 h week)Hour (37.5 h)
£17.31
Take-home 80.4%Income tax £5,886.00 (14.0%)Tax £5,886.00National Insurance £2,354.40 (5.6%)NI £2,354.40
In plain words
On a salary of £42,000 in England, Wales or Northern Ireland, the first £12,570 is tax-free. You pay 20% income tax on the next £29,430, which is £5,886.00, and 8% National Insurance on the same amount, which is £2,354.40. That leaves £33,759.60 a year. Out of every extra £1 you earn, you keep 72p.
The full picture
£42,000 payslip
| £42,000 payslip | Year | Month | Week | Day |
|---|---|---|---|---|
| Gross pay | £42,000.00 | £3,500.00 | £807.69 | £161.54 |
| Tax-free allowance | £12,570.00 | £1,047.50 | £241.73 | £48.35 |
| Income tax | −£5,886.00 | −£490.50 | −£113.19 | −£22.64 |
| National Insurance | −£2,354.40 | −£196.20 | −£45.28 | −£9.06 |
| Take-home pay | £33,759.60 | £2,813.30 | £649.22 | £129.84 |
Day = yearly ÷ 260 working days. Tax code 1257L, no pension or student loan.
Effective rate
19.6%
Next £1 you earnNext £1
28p
Your employer paysEmployer pays
£47,550
To the 40% bandTo 40% band
£8,270
Compare nearby salaries
| Salary | Take-home a year | Take-home a montha month |
|---|---|---|
| £32,000 | £26,559.60 | £2,213.30 |
| £42,000 | £33,759.60 | £2,813.30 |
| £52,000 | £40,717.40 | £3,393.12 |
A £5,000 rise from £42,000 adds £3,600 a year (£300 a month) to your take-home pay.
Questions about £42,000
How much tax do I pay on £42,000?
£5,886.00 income tax and £2,354.40 National Insurance in 2026/27, £8,240.40 in total.
What is £42,000 a year per hour?
£21.54 an hour before tax and £17.31 after tax, on a 37.5 hour week.
Is it different in Scotland?
Yes. Scotland has its own income tax bands. Use the calculator and choose Scotland to see your figure.
Sources: GOV.UK income tax rates · GOV.UK National Insurance rates · Tax code 1257L, no pension or student loan.