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Super calculator Australia 2026-27

Your employer pays into super
$369.23a fortnight
A year
$9,600.00
A month
$800.00

12% of your $80,000 salary, paid on top of it. After the 15% contributions tax, $8,160.00 lands in your fund this year. Your total package is $89,600.00.

Super at other salaries

SalarySuper a yearA fortnightTotal package
$60,000$7,200.00$276.92$67,200.00
$70,000$8,400.00$323.08$78,400.00
$80,000$9,600.00$369.23$89,600.00
$100,000$12,000.00$461.54$112,000.00
$120,000$14,400.00$553.85$134,400.00
$150,000$18,000.00$692.31$168,000.00

Super guarantee 12%. Above $270,830 of salary the employer owes no more super (maximum contribution base).

Concessional cap for 2026-27: $32,500. Your employer's $9,600.00 counts towards it, which leaves $22,900.00 of room for salary sacrifice.

Quick answers

How much super do I get on $80,000?

$9,600 a year, or $369.23 a fortnight: 12% of your salary, paid by your employer on top of your pay. $8,160 of it reaches your fund after the 15% contributions tax.

What happens if I salary sacrifice $5,000 into super?

Your taxable income drops to $75,000, so you pay $1,600 less income tax and Medicare levy; your take-home falls by $3,400. After contributions tax, $4,250 is added to your fund. Together with the $9,600 from your employer you have used $14,600 of the $32,500 cap.

Does this show how much super I will retire with?

No. It shows what goes in this year. The balance at retirement depends on returns and fees over decades, which this page does not guess; your fund's statement has a projection.

Sources: ATO, super guarantee; maximum contribution base (checked 31 Oct 2026); ATO, concessional contributions cap; concessional and non-concessional contributions; Division 293 tax (checked 1 Nov 2026).